Silver Coverage
The most comprehensive insurance coverage for owner-packed shipments, Silver coverage protects against numerous perils to your Household Goods and Personal Effects, including fire, smoke, vandalism, and water damage as well as collision, upset, and overturn of the truck moving your goods - both for individual items and for the shipment as a whole.
Shipments moved via ocean vessel are covered for damages resulting from fire and the vessel being stranded or sunk.
Coverage Highlights:
- Full Replacement Value Protection
- Covers up to $500,000 of Household Goods and Personal Effects
- Covers up to $100,000 any one Automobile or Motorcycle
- Covers up to $50,000 any one Boat, Jet-Ski or Snowmobile
- Covers up to 90 Days in Professional Storage
- Choose a Deductible that is Right for You
As with all insurance products, certain exclusions and limitations apply. Details about our Master Policy’s Terms and Conditions are available upon request.
You pack your own shipment. During transit the truck moving your household goods and personal effects is involved in accident. Upon arrival of the truck, you discover your dining room table which you insured for $5,000 sustained damage. Repair costs are $2,000. You would be entitled to this sum less any applicable deductible.
You pack your own shipment. During transit from New York to London, the ocean vessel transporting your shipment experiences a fire that completely destroys your household goods and personal effects which you insured for $40,000. You would be entitled to $40,000 less any applicable deductible.
