Gold Coverage
The most comprehensive insurance coverage for professionally-packed shipments, Gold coverage protects against numerous perils to your Household Goods and Personal Effects, including breakage, theft, and vandalism, fire, smoke, and water damage as well as collision, upset, and overturn of the truck moving your goods - both for individual items and for the shipment as a whole. Shipments moved via ocean vessel are covered for damages resulting from fire and the vessel being stranded or sunk.
COVERAGE HIGHLIGHTS:
- Full Replacement Value Protection
- Covers up to $500,000 of Household Goods and Personal Effects
- Covers up to $100,000 any one Automobile or Motorcycle
- Covers up to $50,000 any one Boat, Jet-Ski or Snowmobile
- Covers up to 90 Days in Professional Storage
- Choose a deductible that is right for you
As with all insurance products, certain exclusions and limitations apply. Details about our Master Policy’s Terms and Conditions are available upon request.
You hire a professional moving company to pack and move your household goods and personal effects. You purchase an All Risk policy.
Upon arrival of the truck, you discover one of the boxes containing a mirror worth $1000 wasn’t secured properly by the movers and broke during transit. You would be entitled up to $1000 in reimbursement, less any applicable deductible you chose for your policy.
You hire a professional moving company to pack and move your household goods and personal effects. You purchase a Gold Coverage policy.
After unpacking, you discover that your new desktop computer insured for $1,500 isn’t working, even though it was in working order prior to your move. There are visible signs of damage to the box/crate that contained the computer that were not there prior to your move. You would be entitled for repair, replacement, and/or reimbursement of your computer up to $1,500 less any applicable deductible you chose for your policy.
You hire a professional moving company to pack and move your household goods and personal effects. You purchase a Gold Coverage policy.
After unpacking, you discover that the leg of one chair out of your entire eight chair dining table set which you insured for $8,000 is broken, even though it was in working condition prior to your move. You would be entitled for repair, replacement and/or reimbursement of your chair up to $1,000 ($8,000 divided by 8 chairs equals $1,000 per chair), less any applicable deductible you chose for your policy.
